Financing Options with HK Contractors

Start Your Next Home Improvement Project with PACE Financing

At HK Contractors, we understand the financial challenges that come with undertaking significant home improvements. That’s why we offer PACE (Property Assessed Clean Energy) financing, a groundbreaking option that allows you to finance eligible upgrades with ease. Whether you’re looking to enhance your home’s energy efficiency, install hurricane-resistant windows, or replace your HVAC system, PACE provides a simple, flexible solution.

Take advantage of our 100% financing options with no money down, no application fees, and no upfront out-of-pocket expenses. Get prequalified today and start your project with HK Contractors!

What is P.A.C.E?

Property Assessed Clean Energy (PACE) is an innovative financing program designed to help you pay for upgrades that improve energy efficiency, harness renewable energy, conserve water, and enhance storm protection. Unlike traditional loans, PACE financing is repaid through your property taxes, making it a unique and accessible option for property owners.

Is P.A.C.E a Loan?

Although PACE provides you with upfront money that you repay over time, it isn’t classified as a traditional loan. The financing is attached to your property and repaid through your property taxes, which means it’s a property assessment rather than a loan. This structure provides stability and can offer lower interest rates than typical financing options.

Who is Eligible for P.A.C.E Financing?

PACE Financing is available to any HK Contractors customer for a variety of projects. Because approval is based on your property’s equity and not your credit score, it’s accessible even if you have less-than-perfect credit.

Why Choose PACE Financing?

1. Flexible and Accessible Financing

Get 100% financing with no money down and no application fees. PACE makes it easier to afford essential home upgrades without the need for upfront out-of-pocket expenses. Variable loan terms up to 25 years allow you to stretch out payments, making them more manageable.

2. Government-Endorsed Safety and Savings

PACE was established by local governments to encourage homeowners to invest in energy-efficient and wind-resistant measures. Although it’s not a government incentive or subsidy program, it’s supported by state legislation and local government approval, giving you peace of mind and security.

3. No Credit Score Requirements

Your eligibility for PACE financing is based on your property’s equity, not your credit score. This means more homeowners can qualify for the upgrades they need to protect and enhance their homes.

How Can Your Home Benefit from PACE Financing?

Protect Your Family

Strengthen your home with major improvements like new roofs, impact windows, and hurricane doors. These upgrades help protect your family during hurricanes and severe weather events.

Reduce Your Insurance Costs

Adding wind mitigation features to your home can make you eligible for significant insurance discounts. Our team provides a free wind mitigation analysis to ensure you’re getting the best rates possible.

Lower Your Energy Bills

Invest in high-efficiency HVAC units and LED lighting to reduce your energy usage and lower your utility bills. Not only will you contribute to a healthier environment, but you’ll also save money in the long run.

PACE Eligible Home Improvements

Your home improvement options with PACE are extensive. Here are some of the projects you can finance:

Hurricane Protection: Roof replacement, impact windows, hurricane shutters, and more.

Building Envelope: Insulation, air sealing, reflective coating, and weather stripping.

LED Lighting: Indoor and outdoor LED fixtures, energy-efficient appliances.

Heating & AC: Heat pumps, HVAC replacement, and ductwork.

Water Efficiency: Water heaters, energy-efficient plumbing fixtures.

Solar: Solar panels, solar water heating, and solar pool heating.

Get Started with PACE Financing Today!

Don’t let financial constraints hold you back from enhancing your home’s energy efficiency and safety. Contact HK Contractors now to learn more about PACE financing and get prequalified. Our team is here to guide you through every step of the process, ensuring you receive the most cost-effective and beneficial improvements for your home.